Issue date\t

Total Issue Volume

500,000 bonds

Total Issue Amount

VND 500,000,000,000

Issuance Purpose

• To widen the Issuer’s operating scale; and/or
• To invest in the Issuer’s programs and projects. Specifically, the proceeds from the bond offering to invest and develop Hai Giang Merry Land Project

Conditions and Terms

Bond Tenor: 36 months
Par Value: VND 1,000,000/bond
Bond Type: Secured and non-convertible bond, and without warrant, secured by property and guaranteed by payment.
Bond form: Book entry & Unlisted
Nominal Interest Rate: 

• Fixed interest rate for the first 4 Interest Periods: 10.5%/year.
• Fixed interest rate for the next 4 Interest Periods after the first 4 Interest Periods: 11.0%/year.      
• Fixed interest rate for the last 4 Interest Periods: 11.5%/year.

Interest calculation period: is each period lasting for 3 consecutive months starting from the issue date to the maturity date (or the date the bond is redeemed prior to maturity whether it is voluntary or compulsory).

Repurchase Agreement

Issuer would repurchase the issued bonds prematurely in accordance with bondholders’ request towards any occurrence of infringing events.

Bond Trading Conditions

Investors have the right to request the Issuing Organization to buy back the outstanding Bonds before the maturity date at (i) at the end of the 18th month from the Issue Date; and (ii) at the end of the 24th month from the Issue Date; and (iii) at the end of the 30th month from the Issuing Date with the number of Bonds bought back by the Issuer before maturity at each time of redemption is up to 25% of the total outstanding amount of Bonds caculated at each time of such redemption.